New digital payment services as a driver for the development of the transport and logistics ecosystem

Abstract

Digitalization is currently one of the main drivers for the development of all sectors of the economy. The main principles of functioning and competitive advantages of Russia's largest payment service are discussed in the research. The introduction of new digital services contributes to both the efficiency of economic activity and an increase in transparency. The development and use of a unified payment system in the railway industry helps to reduce costs and improve the quality of customer experience in both freight and passenger transportation. The introduction of the Rapid Payment System service at the national level contributes to the unification and harmonization of digital processes in banking and the interaction of B2B and B2C segments in the transport and logistics ecosystem. The high level of cybersecurity of Rapid Payment System contributes to both technological sovereignty of the industry and Russia as a whole.