The Implementation of Principle of Justice in Resolving of Consumer Credit Financing Disputes During the Covid-19 Pandemic in Indonesia

Abstract

The Covid-19 pandemic had a major impact on the economy, one of which was in the consumer credit financing sector where a number of people who became debtors experienced difficulties in making installment payments so that they experienced disputes with financing companies. One of them is a case that occurred in Bandung where a twowheeled motor vehicle financing loan debtor who only had 2x installments left out of a total of 33x experienced difficulties in paying monthly installments because he had not worked due to the impact of the Covid-19 pandemic where in this case the debtor had filed a lawsuit through BPSK Bandung city where the BPSK decision was overturned by the District Court. The problem discussed in this study is how to apply the theory of justice in the settlement of credit financing disputes during the Covid-19 pandemic. This study uses a qualitative method with a case approach and by relating it to John Rawls's theory of justice. The results of this study indicate that the application of the theory of justice in this case is not used as a consideration for court decisions.