РОЗВИТОК ФІНАНСОВОГО МЕХАНІЗМУ СОЦІАЛЬНОГО СТРАХУВАННЯ В УКРАЇНІ

Л. Д. Тулуш, Д.В. Шульдякова
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Abstract

the basis of the obtained results the list of the most favorable options for policyholders is offered. It is revealed that domestic insurance companies offer practically the same health insurance programs with a similar set of services. The main reasons for distrust of domestic insurers to insurance companies and voluntary medical insurance are offered. It is found out that in the market of medical insurance when choosing an insurance policy you need to pay attention to: complexity of the policy and the ratio of prices to services, quality of service, payment of insurance sum, popular among consumers. The main problems of functioning of the system of voluntary medical insurance are highlighted. The following ways of solving the main problems of health insurance development are offered: motivating the population to take control measures in the field of health protection, establish available tariffs, simplify the system of obtaining online policy.
在所得结果的基础上,给出了对投保人最有利的选择清单。据悉,国内保险公司提供的健康保险项目基本相同,服务内容也差不多。分析了国内保险公司对保险公司和自愿医疗保险不信任的主要原因。研究发现,在医疗保险市场上,在选择保险政策时需要注意:政策的复杂性和价格与服务的比率,服务质量,保险金额的支付,受消费者欢迎。强调了自愿医疗保险制度运行中存在的主要问题。提出了解决健康保险发展中主要问题的途径:激励民众在健康保护领域采取控制措施;建立可获得的费率;简化网上购买保险制度。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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